The Lovely Heiress Is Actually A God Beast

Chapter 1674: Buying Insurance for the Elderly

"Can you help me claim the prize, please?"

Little Taotie agreed without a second thought, "No problem."

"Donate it all, don’t keep a single cent."

"Won’t you leave a bit for Old Granny’s retirement?"

"I want to leave some, but even if I do, it’ll be for nothing. My uncles will definitely siphon it off, and it might bring disaster. Better not to leave it at all."

Little Taotie nodded, "It’s indeed dangerous for elderly people to hold on to too much money."

Lou Lan saw the little girl sighing, like a Little Old Lady, and curiously asked, "What are you two talking about, why the sighs? Didn’t you already find the lottery ticket?"

"Big brother wants to leave some money for Old Granny, but since she’s quite old, he’s worried she won’t be able to keep it, so he’s conflicted."

"That’s not difficult; just buy an insurance policy. The money will be in the insurance company and can only be withdrawn in case of illness or major difficulties, so no one can touch it."

Little Taotie was puzzled, "Is there really such a company?"

"It’s an insurance company."

"But won’t the money be put at risk with them?" Little Taotie was a bit worried.

"Find a reliable insurance company, a reputable one. Yes, they will invest the money, but when it’s time to pay, they’ll pull it from anywhere needed."

"What if the insurance company goes bankrupt?" Ghost wasn’t reassured.

Little Taotie repeated Ghost’s question, "What if the insurance company goes bankrupt, and all the money is gone?"

Lou Lan chuckled, "That’s basically impossible. If it’s a reliable insurance company, the chance of bankruptcy is very low. Even if, by bad luck, it does go bankrupt, there are agreements in place. If one goes bankrupt, another insurance company must take over its policies because they must have a guarantee from other companies; otherwise, they can’t establish an insurance company."

Little Taotie let out a breath, "Now I’m relieved."

Ghost nodded, "Now I can reincarnate with peace of mind. Although I won’t be around, at least I’ve fulfilled my filial duty in this way. If Grandma gets sick in the future, my uncles won’t use the excuse of the hospital being too far to tell her to bear with it and not take her to the hospital."

Little Taotie said, "Since they can get reimbursed, they’ll definitely hurry. In the future, as soon as your Grandma has even a little headache or fever, they’ll definitely take her to the hospital."

Ghost gave a relieved smile, "I can also be at ease. The world was unfair to me, but it didn’t block all my paths. If it weren’t for Old Granny back then, who knows what kind of life I would’ve led."

Little Taotie put on a mask, this time taught hand-in-hand by Lou Lan, personally shaping her face. Although it wasn’t as good as Lou Lan’s, with slightly different-sized cheekbones, Lou Lan said it didn’t matter if there was a slight difference. After all, no one would measure with a ruler, and many people naturally have slightly asymmetrical faces.

Little Taotie appeared as a little boy at the lottery redemption center.

"Didn’t expect a kid to win the jackpot."

"With a considerable amount in the prize pool this time, she could get quite a bit, right?"

After calculations by the lottery redemption center staff, Little Taotie could receive thirty million after taxes.

It was a significant amount, much to Little Taotie’s surprise, originally thinking the jackpot wouldn’t surpass five million.

"I’ll use one million to buy critical illness insurance, another million for a retirement policy, and donate the rest."

The staff doubted their ears, "Are you sure you want to keep only two hundred and donate the rest?"