life in the sky

Page 1291

Li Yixiu is indeed an old fox. He knew that Mu Guoxing had just left, so he quietly opened the door and walked into Li Shengbin's office.Seeing Li Shengbin sitting on the sofa with a dead face, he knew in his heart that what he was worried about had finally happened.

Normally, Li Yixiu would not knock when entering Li Shengbin's office, because the relationship between the two of them is too close, but today Li Shengbin got angry when he saw Li Yixiu: "Don't you know how to knock? Rules?"

Li Yixiu was startled, looked at Li Shengbin, and said cautiously: "I'm sorry Governor, I'm too impolite, it seems that I came at the wrong time, I will leave immediately!"

Li Shengbin sighed, and pointed to the sand in front of him: "Lao Li, sit down, I lost my composure just now."

Li Yixiu sat down on the sofa, picked up the box of tea left by Mu Guoxing just now, opened the lid, looked at it, sniffed it, and praised repeatedly: "Good tea, good tea, it seems that our secretary is still satisfied with you." Take care of me, I am willing to give you such a good tea!"

It was fine if Li Yixiu didn't say this. After hearing what he said, Li Shengbin grabbed the box of tea and threw it on the wall with a bang. The expensive Dahongpao fell on the thick cashmere carpet.

"***, Mu Guoxing is my nemesis. He's here to deliver tea to me. He's here to kill me."

At this time, Li Yixiu became more and more convinced that his judgment just now was correct. Looking at the copy of Luo Miao's diary that Li Shengbin hadn't packed up from the corner of his eye, he said with a smile: "Governor, don't be so anxious. Tell me what you want. Let's discuss it together, and there will always be a solution. No matter how strong Mu Guoxing is, he will not be able to cover the sky with one hand in Jiangnan."

Li Shengbin waved his hand, pointed to the copies and said to Li Yixiu: "Old Li, take a look for yourself, this is the explosive bag that Mu Guoxing left for me just before he left, give me the tea first, then this, these two hands It's very beautiful."

Li Yixiu quickly finished reading the dozen or so pages of the diary, and said calmly, "Governor, what is Mu Guoxing's purpose?"

"What else could be the purpose? Doesn't he just want to implement the reform of the cadre selection system and the inspection system for disciplinary inspection cadres in Jiangnan? You said, if it is really carried out according to his method, who will still be in the future? Will listen to us again, all our hard work in Jiangnan for so many years will be in vain. Not only the gang of Imperial Forest Army left behind by Secretary Qian, but also the group of cadres we promoted must be given to him. It’s impossible to go down. So, I rejected his proposal, so he gave me such a move.”

Li Yixiu frowned, and after thinking for a while, he said: "Governor, the things written in Luo Miao's diary alone can't explain anything. It is common for some cadres to frame leaders."

"If you rely on Luo Miao's diary alone, do you think I will take it to heart? He told me just now that the Public Security Bureau has brought Lin Keyi under control according to his order. You said Lin Keyi was there Can it survive inside?"

Li Yixiu took a deep breath: "This is a bit troublesome. I also know that woman Lin Keyi. She is more vanity-minded and loves face than anyone else. In the past, people would lift you out with open mouths. If she Being arrested must be unbearable. Hey, I said a few days ago that we should mobilize her to resign as soon as possible, and go to hide in other places. It seems that we are still one step too late."

Although Li Yixiu didn't explicitly blame Li Shengbin in his words, Li Shengbin also heard the meaning of his words, sighed and said: "Old Li, I regret it now, I didn't listen to you at that time, if I let her resign immediately, Maybe there will be no result like today, and it’s meaningless to say these things now, let’s think about how to deal with the current situation.”

Li Yixiu didn't speak at this time, he was thinking about the stakes in his heart.If you rely on Luo Miao's diary alone, you can't do anything about Li Shengbin. The key is that if Lin Keyi also confesses that she was ordered by Li Shengbin to send Luo Miao to Mu Guoxing as an eyeliner, then it will be bad.Among other things, a comment of bad character and moral corruption will fall on Li Shengbin's head, and what will happen to Li Shengbin next, you can figure it out even with your toes.

This is secondary. The most important thing is the bad things that Lin Keyi did behind Li Shengbin's back. Although Li Shengbin is not very clear about these things, Li Yixiu was directly involved in them. Maybe it's Li Shengbin who can't be the governor. Well, even Li Yixiu, the executive vice-governor, could not escape the fate of being imprisoned.

Unexpectedly, after arguing with him for such a long time, not only did he fail to beat him down, but his group was in danger of being swallowed up by others.Li Yixiu felt scared at this time. Fortunately, after talking with Lin Shengbin that day, he called an elder in the capital, and the elder also promised to transfer Li Yixiu away from Jiangnan as soon as possible. Now what Li Yixiu has to do is to try his best. To gain time.The only way to stabilize the idiot Li Shengbin is to let him agree to Mu Guoxing's proposal. As long as he, Li Yixiu, leaves Jiangnan and saves himself, then it doesn't matter how they fight in the future.

Li Yixiu was pondering here, and then he heard Li Shengbin say: "Old Li, my mind is in a mess right now, what do you think we should do now?"

"Governor, isn't Mu Guoxing just wanting to implement what he's doing in Jiangnan Province? Just promise him! The Standing Committee has made a resolution, but the actual implementation may not be so smooth. Zhou Zhijun these years A lot of people have been promoted, and our interests are the same in this regard. No matter how powerful Mu Guoxing is, he can't leave the head of the organization and directly intervene in the organization work."

Li Shengbin nodded: "It seems that this is the only way to go. He who knows the current affairs is a gentleman. First deal with these headaches in front of us, and then we will discuss other things in the long run. You are right. No matter how powerful Mu Guoxing is, he I will not ignore the head of the organization and directly intervene in the organization work. In this way, we have bought time. I will go to the capital again in a few days to report to the old man about the situation in Jiangnan and see what his old man has. instruct."

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VIP Chapter 180

All the commercial banks in Jiangnan Province carry out the mortgage loan business for houses. When the financial turmoil comes, the real estate speculators cannot sustain their funds and cannot continue to finance the houses. In this case, they throw away this heavy burden. to the bank.The huge amount of funds occupied by various banks cannot be recovered, which not only prevents real enterprises from receiving financial support, but also makes life difficult for banks, making it difficult to carry out loan business.

If you want to change the current situation and give full play to the bank's credit role, disposing of the properties that have been repossessed by the bank is a top priority. Only by invigorating this stagnant pool can Jiangnan's economy develop again.After intense preparations and various coordinations, the Jiangnan Provincial Financial Work Symposium was held in the meeting room on the sixth floor of the Provincial Party Committee, and Mu Guoxing also attended the meeting.

"All of you here are bankers from Jiangnan Province, who have made great contributions to the economic development of Jiangnan. Here, on behalf of the Provincial Party Committee and the Provincial Government, I would like to express my gratitude to you. Because the Provincial Party Committee made a mistake in implementing the real estate policy some time ago Since the financial turmoil, various banks have suffered huge losses and have been burdened with heavy real estate mortgage loans. It must be difficult for everyone now."

Mu Guoxing's words resonated with these bankers. Banks rely on deposits and refinancing to earn the interest rate difference.Now a large number of workers are unemployed, and the amount of deposits has dropped sharply. The real estate mortgage loans that were originally released are now irrecoverable, and there is no fund for further loans.Some banks have suffered losses, which has never happened since the reform and opening up.

"The bank has four basic functions, the first is the function of credit intermediary, the second is the function of payment intermediary, the third is the function of credit creation, and the fourth is the function of financial services. It enables commercial banks to shoulder the important task of supporting the development of enterprises, and it is also a favorable lever for the central government and people's governments at all levels in economic work."

Everyone knows what Mu Guoxing said. After receiving the notice from the Provincial Party Committee Office, these bankers have also unified their understanding in private. They are going to ask the Provincial Party Committee and the Provincial Government at this meeting to help them solve the problem. Problems arise in relation to real estate mortgages.

Mu Guoxing scanned the venue, looked at the expressions on the faces of these bankers, and said with a smile: "I can also guess what requests you will make to the provincial party committee and the provincial government at this meeting. Knowing the current problems in the operation of various banks, we need to join hands to find a way to overcome this difficulty."

X Bank is the largest commercial bank in China. President Hu of the Jiangnan Provincial Bank said: "Secretary Mu, we have noticed a series of documents recently issued by the Provincial Party Committee, which is to comprehensively rectify the real estate market. I think these measures are very timely and very timely. It is necessary. Our bank is also suffering from the bursting of the real estate market bubble, and we want to know what specific instructions the provincial party committee and the provincial government will have on the rectification of the real estate market.”

"Hehe, relying solely on the administrative orders of the Provincial Party Committee and the Provincial Government, it is still difficult to completely rectify the real estate market in Jiangnan. It is necessary to combine politics and economics to achieve twice the result with half the effort. research question."

As soon as Mu Guoxing's words fell, the presidents of various banks said one after another, and combined with the actual situation of their units, they put forward many constructive opinions. Of course, these opinions they put forward are only based on the interests of their own departments. of.It's no wonder that these bank presidents are some money merchants. It is impossible for them to stand on the level of the whole province and consider the issue comprehensively.

The discussion at the meeting was very lively. Mu Guoxing listened to everyone's opinions with a smile on his face, and wrote down the key issues mentioned by everyone in his notebook from time to time.Most of these bankers poured out bitterness at the meeting, one-sidedly thinking that it was the loss caused by the financial turmoil, and did not really realize the harmfulness of relying solely on real estate development to drive economic growth.

Mu Guoxing took a sip of tea and used his rich economic theory to talk at the meeting: "The banking industry is a special industry that operates currency funds. Its operating characteristics determine the high-risk nature of the banking industry, while the real estate industry is in In the fierce market competition, due to its own particularity, it is easy to become the object of speculation, and the risk is gradually increasing. Therefore, the emergence of commercial bank real estate loan risks is not only universal, but also specific, and once the risk occurs, it will harm It's going to be very serious."

"The rapid development of real estate credit plays a pivotal role in the development of the real estate industry and has become an important support for the development of the real estate industry. Due to the excessive entry of financial industry funds into the real estate industry, the real estate industry has transferred its market risk to the financial industry, resulting in Financial risk."

"From this, we can conclude that real estate credit risks may be extremely harmful, ranging from causing commercial bank failures to causing economic crises and social turmoil in the entire society and even the world. The government should establish a sound financial environment, establish an effective The risk warning mechanism, and commercial banks should also strengthen real estate credit risk management, two-pronged approach, in order to achieve a healthy and orderly development of the real estate market. "

The bankers listened intently to Mu Guoxing's speech. Although some of them had PhDs in finance and even some economic experts, they had to stand on Mu Guoxing's point of view to comprehensively evaluate the real estate and financial industries. However, no one can do this.

Mu Guoxing continued: "According to the situation grasped by the provincial party committee and the provincial government, the banks have not done a good job in this regard, especially in the qualification review of loan subjects. The state has repeatedly required housing loan The payment must not be lower than 30.00%, but in fact, some banks have lowered the payment standard to 20.00% or even lower in order to compete. Why does this happen? Apart from the reason that the government is not strict, do you all here also Should you take some responsibility?"

The bankers shuddered when they heard this. Although Mu Guoxing said this with a smile, they could also hear the criticism in his words.Mu Guoxing, as the secretary of the Jiangnan Provincial Party Committee, although he has no direct affiliation with these people, everyone knows that Mu Guoxing is still an alternate member of the Politburo, and he is one of the few officials in the country who is appreciated by the central government. one.More importantly, his father was the No. [-] chief in charge of the economy, and what he said represented the meaning of the central government in some places.

The faces of several bank presidents who had done this before changed slightly, and they also muttered secretly in their hearts.They knew that Mu Guoxing didn't say these words casually. If he really went to the capital to say a few words in front of the head office president, they would have no hope of keeping their hats.

Mu Guoxing also saw the changes in the expressions on the faces of several bank presidents, smiled and said: "Of course, I didn't come here today to settle old scores with you. The provincial party committee and the provincial government also have to bear some responsibility for these problems.”

What Mu Guoxing did at the meeting was actually to frighten these bank presidents and make them honestly act according to the opinions of the provincial party committee.If they cannot be convinced, it will be very difficult to revitalize the backlog of funds in the real estate market and support the development of the real economy.Examples of hitting first and pulling later abound in officialdom, and it is also one of the tactics often used by some leading cadres, "Since we have problems in our work, we must pay the price, and the price we pay will make Our minds are clearer, let us think about it carefully, why can't we strictly follow the instructions of the central government, why can't we stick to the principle, and always follow the wrong line? Why some comrades have not changed their thinking until now Come here, are you just emphasizing objective reasons?"

VIP Two Thousand 180 Chapter Seven Suppressive Actions

None of the bank presidents present at the meeting spoke. They were all silently pondering the meaning of Mu Guoxing's words, and the meeting was a bit cold for a while.

Xie Xiansheng, director of the real estate market rectification committee who presided over the meeting, saw Mu Guoxing winking at him, and asked the staff to divide up the stack of documents knowingly.

"This is a few opinions put forward by the Real Estate Rectification and Reform Committee in accordance with the spirit of the provincial party committee's instructions on the disposal of banks to take back real estate. Please take a look."

This document is very simple, and the central meaning is to let the banks sell the real estate recovered through the court at the cost price. This is undoubtedly another way to suppress the high real estate prices from another angle. action.

The bank presidents are anxiously considering the pros and cons of this. Most banks charge 20.00% of the payment, and most real estate speculators also provide 20.00% to 60.00% of the mortgage. If it is implemented according to the documents of the Real Estate Rectification and Reform Commission, it means that the real estate recovered by the banks will be sold at [-]% of the original price. In this way, the actual loss of the bank is not too large, and it is acceptable.

But businessmen are all profit-seeking, and these bank presidents are also out-and-out businessmen, who wouldn't want to earn a little more from it?Especially the few presidents who have just taken over this position, they are a little confused.All the economic indicators of the previous president were completed very well. Once it was in their hands, there was a sharp drop. No one can afford this responsibility. At this time, it has come to the point of bargaining.

It is still the president of Bank X: "Secretary Mu, the document of the Rectification and Reform Committee is generally good, and it can help us revitalize our funds in time, but is the range too big? Our bank can't afford such a big loss. .”

Of course, Mu Guoxing understood what the president of Bank X was thinking, smiled and said: "The bank's main purpose is to earn the interest rate difference between deposits and loans. I can also tell you here that the Provincial Party Committee has also issued a The document states that in the future when real estate development is underway, the province will participate in the construction with land shares. After obtaining the real estate, it will be sold to the people who really need housing at the cost price. The provincial party committee and the provincial government have also reached an agreement in this regard with Nanfang Real Estate I believe that all real estate developers in the province will do the same in the future, if you insist on selling at the original price, do you think it will still be possible?"

Mu Guoxing's words stirred up a thousand waves. All the bank presidents understood that the secretary of the provincial party committee made such a statement. The whole province will definitely do the same in the future. When that time comes, the real estate prices in the whole province will definitely go up. There is a sharp drop, which means that the bank has to sell the real estate at a lower price.At that time, the losses of the banks will be even greater, forcing them to obediently follow the instructions of the provincial party committee.

Mu Guoxing didn't want these bankers to express their opinions on the spot. He knew that these bank presidents were shrewd people who could understand the stakes.He still has a killer trick that he hasn't used yet. As long as he uses it, he won't worry about the disobedience of these bank presidents.

"Hehe, everyone, don't rush to make a statement, and think about it when you go back. However, I still have a piece of news to announce. In order to vigorously develop the real economy in Jiangnan, after various contacts with the provincial party committee, I plan to invest [-] yuan in real enterprises in the province. A development fund of [-] million, and now the provincial party committee is considering which banks to hand over such a large amount of funds to operate."

These presidents suddenly came to their spirits, 5.00 billion development funds!That's not a small amount. Mu Guoxing said that he would hand it over to which bank to operate, but in fact, he let these banks earn the interest rate difference between deposits and loans.Don't say too much, it's 150%, that's [-] billion. This is real money. No matter which bank wins it, life will be much better in the future.

This banking symposium ended in this way. Looking at the bank presidents who were excited to go out, Xie Xiansheng asked: "Secretary Mu, [-] billion funds is not a small amount. How can I not get the money.”

Mu Guoxing knew what Xie Xiansheng was worried about, so he didn't think about it, would the dignified secretary of the provincial party committee express his position indiscriminately?

"Hehe, Comrade Xiansheng, do you think I will fight an uncertain battle? I have already arranged these things, you just wait for the good news? As long as the banks dispose of the houses they have backlogged in their hands, Jiangnan Province There will inevitably be a sharp drop in house prices, and our rectification of the real estate market will be much easier."

Xie Xiansheng nodded dubiously, thinking about it, the prince is the prince, and his father is in charge of economic work. He only needs to say a word, and it is not a piece of cake to take out [-] billion from the National Bank.